Original Medicare is simple enough to understand and it’s important that you do take the time to learn what Original Medicare (Part A and Part B) are and are not. There are many common misconceptions. Part A covers 80% of most Hospital-related services and generally, has $0 monthly premium. Part B covers 80% of most physician-related services, and has a monthly premium that is income dependent. (Refer to your 2020 Medicare & You Handbook) The standard monthly Part B premium this year is $144.60. Both parts also have annual deductibles; Part A is $1408, which covers the first 60 days of inpatient Hospital care, with daily copays starting thereafter. The Part B deductible is $198. (Refer to your 2020 Medicare & You Handbook)
Covering what Original Medicare does not can be done a number of different ways. If you would like help understanding your options on Medicare, please fill out the contact form and I’ll reach out to introduce myself and setup a phone appointment to discuss your situation.
– Mike McCue
